Checking
Heritage Community Bank offers checking accounts to fit every need:
Funds Availability Disclosure
Reg E – Electronic Funds Transfers – Your Rights and Responsibilities Disclosure
Truth-in- Savings Disclosure
Checking Account
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No minimum balance requirement
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Cost of checks may vary depending upon style and quantity ordered
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$25.00 Return Item Charge
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$25.00 Overdraft Fee
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Monthly statement with images
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ATM/Debit Card
Interest Account
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$750.00 minimum opening balance
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Monthly service charge of $5.00 if daily average balance falls below $750.00.
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Interest Paid Monthly (Rate based upon balance..see Current Rates for more info)
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$25.00 Return Item Charge
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$25.00 Overdraft Fee
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Monthly Statement with images
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1st box of checks free(depending upon style)
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ATM/Debit Card
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Unlimited monthly activity
Elite Account
(for members 55 & up)
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$1000.00 minimum opening balance
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Monthly service charge of $5.00 if daily average balance falls below $1000.00.
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Interest Paid Monthly (Rate based upon balance..see Current Rates for more info)
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$25.00 Return Item Charge
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$25.00 Overdraft Fee
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Monthly Statement with images
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Free checks (depending upon style)
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ATM/Debit Card
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Unlimited monthly activity
Money Market Account
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$1,000.00 minimum opening balance
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Monthly service charge of $10.00 if daily average balance falls below $1,000.00
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Interest Paid Monthly (Rate based upon balance..see Current Rates for more info)
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$25.00 Return Item Charge
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$25.00 Overdraft Fee
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Limited to six transactions monthly
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Free Bank stock checks – Restrictions apply
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Monthly Statement with images