Current Rates

 

ALL INTEREST RATES AND ANNUAL PERCENTAGE YIELDS ARE ACCURATE AS OF TODAYS DATE

Some accounts have potential fees.  Please be aware these fees could reduce the earnings on the account.

Certificate of Deposit

Term Rate APY*
*APY = Annual Percentage Yield
Early Withdrawal Penalties Apply
3 Month .25% .25`%
6 Month .30% .30%
12 Month  .45% .45%
18 Month .55% .55%
24 Month .65% .65%
30 Month .70% .70%
36 Month 1.04% 1.05%
48 Month 1.20% 1.21%
60 Month 1.29% 1.30%

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                      HERITAGE Individual Retirement Accounts
Term Rate APY*
*APY = Annual Percentage Yield
All Types .80% .80%

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HERITAGE NOW Checking Accounts

 

Term Rate APY*

*APY = Annual Percentage Yield
A service charge of $5.00 will be imposed every statement cycle if the average daily balance falls below the minimum balance of $1,000.00  Free Checks-Limited styles
Interest is calculated on the average daily balance and paid monthly.

$0.00 to $10,000.00 .05% .05%
$10,000.01 to $20,000 .00 .10% .10%
$20,000.01 and up .10% .10%

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HERITAGE ELITE Checking Accounts

 Only for members over 55 

Term Rate APY*

*APY = Annual Percentage Yield
A service charge of $5.00 will be imposed every statement cycle if the average daily balance falls below the minimum balance of $1,000.00  Free Checks-Limited styles
Interest is calculated on the average daily balance and paid monthly.

$0.00 to $10,000.00 .05% .05%
$10,000.01 to $20,000 .00 .10% .10%
$20,000.01 and up .10% .10%

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                      HERITAGE Savings Accounts
Term Rate APY*
*APY = Annual Percentage Yield
Savings interest is calculated on the average daily balance and paid quarterly.
Up to $5,000.00 balance .15% .15%
$5,000.01 to $20,000.00 .20% .20%
$20,000.01 and up .25% .25%

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                     HERITAGE Money Market Accounts
Term Rate APY*
*APY = Annual Percentage Yield
Interest is calculated on the average daily balance and paid monthly.  Restricted to 6 transactions per month.                  Free checks-limited styles
$1,000.00 to $10,000.00 .20%   .20%
$10,000.01 to $20,000.00 .25%   .25%
$20,000.01 to $50,000.00 .30%      .30%
$50,000.01 and up .50%

  .50%

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