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Certificate of Deposit Time Accounts

  • automatically renewable with a 10 day grace period
  • interest can be compounded, paid by check or transferred to a checking or savings account with Heritage Community Bank
  • a penalty may be imposed for any early withdrawals
  • $1000.00 minimum deposit to open account
  • interest is compounded daily
  • Heritage Community Bank offers the following terms:
    • 3 month
    • 6 month
    • 9 month
    • 12 month
    • 18 month
    • 24 month
    • 30 month
    • 36 month
    • 48 month
    • 60 month

Current Rates

Demand deposit and savings accounts with no activity by the customer for 365 days will be moved to a dormant status. When dormant accounts have a minimum balance of $200.00 or less, a fee of $5.00 will be charged each statement cycle.