History & Mission


The United Bank of Chamois opened their doors on Monday, September 23, 1935. It was a joint venture of the Bank of Chamois and Peoples Bank of Chamois. The Cashier and assistant cashier were A. A. Schmudde and R.H. Pahmeier, respectively.

Effective September 28, 2007 another merger was finalized. A community minded group of investors from the Washington, Marthasville, Union, MO areas decided they would like to partner with United Bank of Chamois Stockholders to form a bank that could expand into their areas. Their goal was to reclaim "community banking" for their areas. The new holding company that was formed is Heritage Management Company, Inc. The holding company has retained the full service bank in Chamois, Marthasville, and has now opened new facilities in Union and Washington. These banks are known as HERITAGE COMMUNITY BANK.

As we have changed so have the needs of our customers. Everything has become faster paced. Juggling family, career, community and recreation has become a tall order. We have opened early in Chamois for years to accommodate our commuters. Now the demands on your time have necessitated implementation of telephone and internet banking. Debit/ATM cards make your time in the checkout line shorter. Check imaging makes balancing your checkbook a more efficient process. We know your time and money are precious commodities. We will continue to implement new products to help you better manage these commodities.

We have expanded into other markets, added products and added new staff, however, one thing has never changed. Heritage Community Bank has always and will always provide friendly and efficient service to our customers. We see our customers as friends and family not a number.

If you ever have a question or just want to visit, please give us a call or stop by. We do still love to hear about you and your family. Heritage Community Bank is committed to you. After all, we are the Bank where People Make a Difference.


The mission of Heritage Community Bank is to provide quality financial services to individuals, businesses and organizations while developing lasting partnerships with each of our customers through responsive, flexible and superior personal service.